Dubai is a beautiful city with tall buildings, artificial islands, and a luxurious lifestyle. However, this is not what attracts people to buy property in Dubai under 1cr. So why is Dubai a great place to invest? Have you ever thought about it?
People worldwide, especially Indians, love to invest in Dubai because it allows investors to earn high rental income without paying any federal or local income taxes. The Dubai real estate market has become the most dynamic in the world. It offers the appealing possibility to invest in a wide range of properties such as residential and commercial properties. But luxury properties often steal the spotlight.
If you are also looking to invest in Dubai under 1cr, there are plenty of options available for everyone. Whether you are a first-time buyer or investor, this article will help to guide you through the market and explore the communities of Dubai which offer good investment without compromising the quality and facilities.
Why Invest in Dubai Real Estate?
Investment in Dubai’s real estate property is always worth it. As the real estate industry is showing expansion and durability, Dubai has become the top choice for investors. It is known for its tax-free income, world-class infrastructure and high return on investment. Let’s discuss the key reasons why you should invest in Dubai real estate:
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- High Rental Income: If you invest in Dubai property, it offers a high rental income globally, averaging 5-10% per annum.
- No Tax on Property: One of the best benefits that investment will provide you is its tax-free environment. Dubai does not impose a property tax, unlike other global real estate markets. It understands that taxes eat the major return on property’s investment. This is the main reason why investors love to invest in Dubai.
- Growing Population: The population of Dubai is growing every year at a rapid pace which increases the demand for housing. As per Dubai Statistics Centre, in 2025 the population of Dubai has risen to 3.825m, which is more than 100,000 people in the previous year. It provides a golden opportunity for property owners to increase their property sales prices and rental prices.
- World-Class Infrastructure: Dubai offers world-class infrastructure, in terms of transportation, modern healthcare facilities, leading schools, and advanced telecommunications networks. And it will keep on improving in the future when the government will invest heavily in many projects like roads, new airports etc.
Best Areas to Buy Property in Dubai Under 1CR
Jumeirah Village Circle (JVC)
JVC is an affordable and high-yielding area in Dubai that provides modern apartments and townhouses at competitive prices. JVC is situated in the central part of New Dubai. This area attracts many employed persons, investors and businesspersons to invest under 1 crore. Even families with kids love to invest and stay here.
Jumeirah Village Circle is the 3rd highest-selling residential area as per the statistical data provided by the information portal Bayut. Also, as per the “Report on the housing market” published on the same portal, Jumeirah Village is ranked 3rd in investment popularity.
- Average Price Range: AED 380,000 – 1250,000
- Best for: First-time buyers, investors, families
International City
International City is Dubai’s most affordable housing capital where you can invest under 1 crore budget. This investment city area provides an abundance of studios and 1-bedroom apartments, parks and shopping centers. It attracts both first-time purchasers and experienced investors who want good rental income. And its average Return on investment (ROI) is 8.04%.
- Average Price Range: AED 330,000 – 1,450,000
- Best for: Budget investors, students
DAMAC Hills 2
DAMAC Hills 2 is an affordable residential area in Dubai that offers high- end comfort such as sports, water sites, etc. It also provides diverse entertainment options for adults and children. Its residential development consists of 5 different residential areas. from apartments to townhouses to luxury villas, you can choose the one that suits your budget and needs.
DAMAC Hills 2 creates high-quality housing for all buyers. It also provides extreme zones and areas for medication where you can have a good time with your family. It also has good connectivity with the main highways of Dubai which allows quick access to various areas of Dubai. Its expected ROI for villas is at 6.62%.
- Average Price Range: AED 369,995 – 21,29,000
- Best for: Budget investors, families, students
Dubai Investment Park
Dubai Investment Park (DIP) is an environment-friendly development area in Dubai that mainly focuses on a green, clean environment. This is one of the best areas to invest under 1 crore in Dubai real estate.
It provides business and residential buildings equipped with all modern amenities and facilities. This location is mostly preferred by families as it is in close proximity to the best schools and parks. Investors can expect an 11.37% ROI if they are looking to invest in this area.
- Average Price Range: AED 280,000– 1,838,000
- Best for: Investors, families
Discovery Gardens
Discovery Gardens offers affordable residential apartments that are close to the coastline, beaches, and Metro stations. The apartments are low-rise buildings (4-6 floors) with convenient parking near homes. You can invest in studios and one and two-bedroom apartments. They reserve the 30%ares for the green zone.
If you are looking to invest in Dubai under 1 crore, Discovery Gardens is the best area with family-friendly surroundings. It provides an expected return on investment of about 8.92%.
- Average Price Range: AED 275,000–1,890,184
- Best for: Families
Tips for Buying Property in Dubai Under 1CR
Here are a few tips that every investor should keep in mind while buying property in Dubai under 1 crore:
Location Research
Do a thorough research of the location where you want to invest your money. You can explore areas like JVC, Al Furjan, Dubai Sports City, or The Lakes which provide suitable options within your budget. You can also look for areas of ongoing construction to invest in because their property value may rise in the future.
Decide Between Off-Plan & Ready Properties
- Off-Plan (Under Construction): Investors can invest in ongoing construction properties as they provide many benefits like lower prices, flexible payment plans, and potential high returns.
- Ready-to-Move-In: You can invest in ready-to-move-in property where you can earn immediate rental income with no waiting period. But its cost is more than Off-Plan property.
Understand the Costs Involved:
Understand the cost structure involved in the investment. Besides property price, there are many additional costs that an investor incurs. It includes
- Dubai Land Department (DLD) Fees – 4% of property value
- Agent Commission – Around 2%
- Service Charges – depend on the property type and location
Check Developer and Project Reputation
Before buying any property, look for reputed developers like Emaar, Damac, Sobha etc who are best in their construction of the property. Also research their previous projects and related information like completion timeline and customer reviews to know in detail about their work.
Consider Rental Yield & ROI
It is good to invest in property that offers high rental income and return on investment. Some areas of Dubai offer 6-8% rental income which makes them good areas to invest in. Invest in smaller units such as studios and 1 BHKS to get a better rental yield.
Conclusion
Dubai offers many feasible options to buy property under 1 crore. It demands, through research and careful planning, to choose the best location with great potential and rental income. You can invest in different types of properties such as Studios, apartments, townhouses and Off plan properties. Study all the factors that affect the investment in Dubai and carefully decide the location and property while keeping your budget in mind.
Frequently Asked Questions
Is It Safe to Buy Property in Dubai?
Yes, Dubai is the safest city in the world to invest in property. Dubai has a well-regulated property market. The Dubai Land Department (DLD) regulates all the property markets where they ensure all property transactions should be transparent and legal. Real estate agents and developers need to be licensed in Dubai which reduces the risk of fraud.
Can Indians buy a property in Dubai?
Yes, Indians can buy property in Dubai. It offers many benefits to foreigners who love to invest in Dubai’s property like taxation-free, freehold property laws where foreigners can invest in specific areas of property. Investment in Dubai is a very simple process and can be completed in a few weeks with proper financial planning and documentation.
How to find a property in Dubai?
You can use online property portals to find property in Dubai. Portals like Zoopla, Bayut, Property Finder, Rightmove, etc, allow users to filter their searches based on location, budget, property type, and other criteria. If these portals don’t satisfy your needs, you can work with a reputable real estate agent who can guide you through the process and provide insights into the market.
